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Odds are you know what Costco is, but you may not already be a member. You may be curious as to whether it's excellent it or not to spend $60 or more a year to shop somewhere, but the truth is that the membership easily pays for itself for most Costco shoppers. As a one-stop-shop, there's a lot to buy and a lot of cash to be saved by signing up for your own Costco membership.
The most definite advantage to joining Costco is the opportunity to stock up on necessities such as groceries, electronics and more in bulk at affordable prices. But did you know around the different types of Costco membership and the second perks just waiting for you?
Even after being a member for a year, I had no idea how much value was built into my membership. But now that I do, I'll tell you everything you need to know around Costco membership perks so you can save every called. If you want to learn how to save at new retailers, check out our additional shopping tips to save at Best Buy Outlet and Amazon's subscribe and save.
How to sign up for a Costco membership
Before I dive into the perks of a Costco membership, you should know you have the option to sign up for one of two Costco memberships. There's the Executive Gold Star membership for $120, and the Gold Star membership for $60.
In neat to get a Costco membership, you need:
1. A membership number (you'll get an email from Costco when you register online)
2. Valid government-issued photo ID
Both of these are required when you visit a membership counter in person to fully sign up. You can also just do what I did, and sign up in people by skipping the online membership number. Only do the prelim scheduling if you want to save some time in line; either way, you have to go in people to complete the membership process.
When you sign up and it's confirmed, you'll take a picture and have a Costco card in minutes. Plus, the Executive Gold Star and Gold Star membership comes with one free card for anyone over the age of 18 who lives at the same address.
Gold Star vs. Executive Gold Star membership
A few Costco perks that are available to both Gold Star and Executive Gold Star memberships.
CostcoAlthough you'll save every time you shop at Costco with either membership, there are differences between the two. As a Gold Star member, you have "everyday value" access. This includes:
1. 100% satisfaction guarantee.
2. Two membership cards.
3. Ability to shop online and in warehouses worldwide.
A Costco Executive Gold Star member gets all three perks from the Gold membership and two second perks:
1. Costco services discounts (e.g. auto insurance program, home insurance).
2. A 2% annual reward up to $1,000 on eligible Costco and Costco go purchases.
No matter which membership you choose, you'll get Costco gasoline, electronics and appliances, prescription, tires and grocery delivery at cheaper prices.
Get 2% back, here's how
The 2% annual reward is capped at $1,000 for one year. Only purchases made by the important household member will apply toward the reward. If the important cardholder is no longer on the account, their purchases will not apply to the reward. About three months before your renewal, you'll get the 2% reward.
Annual 2% rewards breakdown is easy to idea for Executive members.
CostcoHow to upgrade to an Executive Gold membership
Maybe you're already a Gold Star member and you want to upgrade to the Executive membership. Here's what you need to know:
1. Costco will prorate the upgrade based on the months last in your previous membership.
2. Any purchases made beforehand the upgrade doesn't count toward your 2% reward.
3. The behind year, you'll be charged the full $120.
4. And if you want to upgrade, you can visit the membership counter at any Costco to do so.
Which membership is best for you?
To reply this question, ask yourself how much money on means you think you'll spend at Costco. If you're not shopping at Costco regularly, then regular Gold Star membership is likely the better option. However, if you're buying in bulk, plan on manager your shopping trips exclusive to Costco, and if you want to earn rewards, then the Executive Gold Star membership is your go-to for astounding savings.
Since you're aware of the perks available to you, now you're ready to cause a Costco member or upgrade for more rewards. To save wealth at other retailers, read our other shopping tips on tying Costco delivered without a membership and tying your money back with this holiday reverse policy cheat sheet.
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